Hello everyone.
My name is Casey Hunter I'm 18 years old and currently reside in Wake Forest, NC. I am currently enrolled in a community college taking online courses to receive an associates degree in Network and Security in IT. Right now I work at USIC as an Underground Utility Locator making $13/Hour and am allowed to work AS MANY as hours as I want. Minimum of around 60 hours/week with no max. Overtime pay is $19/Hour and usually hit overtime around noon on Thursday. I am going to strive for 70-75 hours/week because if you do the math, I could gross $52,320- $56,880 a year. Which being 18 years old, I think is good. I applied for a credit card the first day I turned 18. (March 31, 2015) and have used it every month up until now. A week ago, I just applied for a car loan on the rest of the money I owe on my car ($2200) and while if I wanted to, I could pay it off now but figured it would be a much better idea to get a loan and to add an additional credit history. I talked to a mortgage loan officer at my bank and he explained to me that they usually look for 3 different credit history's. For example, a credit card, a car loan, and a personal loan (etc.) I have taken this into consideration and have 2/3 credits building and I am applying for another credit card to finish off the 3rd one very soon. When I applied for car loan they checked my credit and my credit score is 725 so far. The mortgage officer told me by this time next year if I continue on this track it will be a very good possibility I will qualify for a mortgage and I plan to purchase first investment property next year. I plan to find a decent house that needs work and live in the house for a year while fixing the property then rent it out and try to get another mortgage for a second investment property and to continue the cycle. I know financial freedom is a long term goal and believe with great ambition and determination I can be financially free by age 45. That is my long term goal to be able to retire 17 years before the average person. If anyone has any tips that may guide me in the right direction I would greatly appreciate it. Thank you for taking your time to read this and look forward to hearing any and all feedback!!
Casey Hunter
