All Forum Posts by: Andy Houghton

It's time to do the right thing. Ask for proof and if they show you that the items you have in storage are theirs then give them up.

I had a course in high school about personal finances. It taught me numerous things that I have had to unlearn.

The biggest and most important lesson about money in the class was you had to get a better job to make more money. The better job you got the better your money situation would be. There was very little in the way of saving/investing. No strategies on how to make/grow wealth.

There was little in the way of protecting your self and your assets. But you better go to college and get a better job if you want those cool doohickeys.

We have done very well with PNC for our family as well as our business banking needs. Obviously loans are a bit different. There we tend to "shop" around.

The wife and I enjoyed it! Very helpful. Oddly enough the parts that reinforced what we are doing right may have been more helpful than the ah-ha moments.

Hello,

New to BiggerPockets, new to Real Estate, but have been learning for a couple of years now. Have a short sale under our belt and successfully rented. Now looking around for another adventure.

Came across an intriguing duplex, 2-2's asking $29,000. Market looks to be $600-650/month rent for each. In digging around I discovered that it is owned by Citibank...yum. But here is where it got really interesting for me. Two doors down Citibank owns another of these (look like they were built by the same builder). There they were asking $40,000 but have recently taken it off the market. Looks like they put one up and take the other down. Citibank has been doing this for a year and a half now.

My question is, would I be better off pursuing one then the other or would there be a way to approach Citibank about both? (Greedy much?)

And in peoples experience how far under asking price will a bank be willing to entertain offers?

Is there a better way to approach Citibank directly or is a realtor a must in this situation?

Thanks for any and all information and considerations