All Forum Posts by: Brian Williams

Request legal advice. We are small time investors with a property in SE North Carolina and my tenant had her LCSW provide medical paperwork requiring an emotional support animal (ESA). As we are in compliance with fair housing laws we of course complied with her request to have a cat even though the property was listed as “no pets”. She recently requested to get a second cat to keep her ESA company throughout the day while she was at work. We denied the request. Our tenant then got another letter from her LCSW stating the need for (2) emotional support animals to deal with her patients anxiety.

Do we have grounds to deny the request? How many ESAs can one person have? In new territory on this subject. Thanks in advance!

@Bob Okenwa thanks for the advice! Is that on for Fannie Mae or does it also apply to Freddie Mac loans?

In the Latest April News Podcast the guest host stated that banks never enforce the due on sale clause if the mortgage is transferred from an individual to an LLC. In fact he stated they rarely find out because they generally don't even look at the loan again. I have wanted to do this for some time now but my lenders keep selling the private mortgage to another company. Every year I seem to be paying a different lender. If I transferred my property to my LLC wouldn't the lender find out when the loan was sold to another company and thereby trigger the due on sale clause? Thanks for any feedback.

@Sean Morrison thanks so much for your thoughtful answer to the question we posed. Your willingness to assist with you experience and expertise is truly appreciated.

@Pat Lulewicz thanks so much for providing a quality response to my question! It was very helpful in shaping our future journey. Thanks again and all the best.

Hi I would greatly appreciate input regarding the proper way to structure our real estate business in North Carolina. We have (3) Single family homes as Rentals but only (1) LLC established. Many of the books or podcasts recommend separate LLCs and checking accounts for each property. I feel like over time this would be very difficult to manage. If we were to restructure now for current and future growth how do we do that? Any books or other reading material to assist us in this matter would be greatly appreciated.