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All Forum Posts by: Brendan Merrill

Brendan Merrill has started 2 posts and replied 5 times.

Originally posted by @Russell Brazil:
Quote from @Brendan Merrill:

Nathan, that is what I thought.  I responded back a couple days ago stating I will not be paying the extra $3600 due to these reasons and the property manager came back with "It will be sent to collections then".  Should I just ignore her until she takes legal action since there really is nothing to do other than arguing back and forth at this point?


 Let them know making a false report to a credit bureau is a crime. 

Also is the property manager a licensed agent by any chance?

 Yes she is a licensed agent 

Patti, 
The pet fee I paid up front was a non refundable pet deposit that she used to go towards damages done by pets. She had to replace carpet, a door and some flooring but when she did her initial inspection she failed to pick up a rug on the kitchen floor to check for damages and failed to clear off the deck to check for damages, She just went back and checked the property a little more thoroughly after I had already paid everything on the itemized list in November saying that I have additional damage to replace.

Nathan, that is what I thought.  I responded back a couple days ago stating I will not be paying the extra $3600 due to these reasons and the property manager came back with "It will be sent to collections then".  Should I just ignore her until she takes legal action since there really is nothing to do other than arguing back and forth at this point?

This is a long story so I will try to make it as quick and simple as I can. 

So back in 2019 I moved into a 2 bd house in Alexandria VA, that I was renting. I had 3 dogs and paid a 1300 non refundable deposit towards damages they may have done as well as a 1500 security deposit

October 15 2021 we move out and bought out first house in southern CA, the property manager told us to clear the house and let her know when we left. 

November 24th  I receive an email with pictures of damage done as well as an invoice to cover the damage. The total damage after keeping the security deposit and using the pet deposit was $4984. Before I paid she said that once she receives payment I will be released from all liability on the house, so I agreed and paid the full amount to get it out of my hair and I didn’t have to stress about it anymore. 

February 1st 2022 I receive and email from her stating that she inspected the property a little more throughly and found more damage she had missed the first time and billed me another $3600. I haven't responded to this email yet but I want to make sure before I do anything that could get me in trouble. But I'm thinking that since she already told me I'm released from liability and she waited over 3 months from when I moved out to tell me about this that I do not have to pay the $3600. I tried looking up landlord tenant laws in VA but I haven't had great luck finding anything to help me.

Thanks!

Post: Debt to income issues

Brendan MerrillPosted
  • Posts 5
  • Votes 1

Hello all,

I am currently 22 years old serving the next 3 years in San Diego on Active Duty orders. I am looking to buy an investment property (preferrably a 4 plex) somewhere out in the midwest while still living in CA. In the next year or so I will have enough for a down payment. The biggest issue I am running into is I had to buy a house when I moved to CA in October of 2021 and just the mortgage alone shot my debt to income up to 52%, however my credit score is almost picture perfect for my age. Is there any way to still get financing for an investment property with already having a really high mortgage. I bought using the VA loan with zero down so I dont have any equity to refinance at this point. Selling or house hacking is not an option because I am married with kids and renting is even more expensive than a house payment.

Thank you in Advance!