All Forum Posts by: Brandon Aylesworth

By this July, only a 300k mortgage is left for “debt”...no loans, cc’s, etc...all gone. Will have 4K a month cash flow after regular life bills are paid (food,etc).

What is the best thing to do with that 4K cash flow?.....throw on mortgage, save? Save then invest? Maximize 401k? A big part of me wants to hammer the mortgage, but I suck at delayed gratification

@Cassi Justiz

Ok thanks, so essentially I need to build my egg of cash to invest and get the ball rolling, by increasing the EOM cash...paying off whatever else I can (cc debt free), so things like car, etc...

Then I can play...

Own a home (2 years), equity is about 15k only. This year making an in-law, which should increase equity in home. 0 cash in pocket. The big I have is once I’ve educated myself enough (research, etc), I keep coming back to the same question. If I see a MFH, that looks like a good investment and have 0 cash or very little say 3%, is it recommended to use equity on house we live in to put down on MFH?

Or, do I just need to keep saving my own cash?...which may take longer