All Forum Posts by: Brady Robertson

In terms of managing student debt, it may be more beneficial to prioritize investments that generate passive income streams to pay off the debt over time. One potential strategy to consider is house hacking a duplex, which can be accomplished through purchasing a property with an FHA 3.5% down payment.

There are several programs available that offer down payment assistance, which could potentially allow for entry into the market with no money down. Even if the property costs you $300 per month, you are saving the cost from renting while also getting principal payment(equity) and appreciation.

After a year, it's possible to move out and repeat the process, generating additional passive income to pay off student loans or reinvest in further real estate opportunities.

Overall, investing in real estate offers numerous avenues for generating income and building wealth. I hope this advice helps in your journey, and best of luck in your future endeavors!

I'd pay off the debt first if you can. Student loans and credit card debt are the worst. They'll just keep dragging you down if you let them. 

In your position, it seems like house hacking would be the best play. Reducing or eliminating your monthly rental payment would be huge. Then you can start saving up a lot faster to do your next deals, which could definitely be a BRRRR if that's what appeals to you.

As far as your girlfriend... how would she feel about living with you in a basement in law suite? Or in one unit of a duplex/triplex/quadplex? Done right, you will hardly ever see the other people at the property!