My wife and I are in our early 50s, self-employed and seeking a mortgage lender who understands our non-traditional financial situation. We own several NNN properties and residential rental (STR & LTR) properties in 4 states. Each has very good cash flow. We have a healthy 401k, healthy bank accounts, very good credit scores and no personal debt. We sold our primary residence in Vero Beach, FL in 2020. Since then, we have been renting in different areas of Brevard County, FL to decide where our next residential purchase should be located. Our goal is to purchase a property that we can live in for a couple of years while making improvements, then turn into a STR. We now have a good idea of where we want to buy and are seeking a lender that has experience with customers like us. Our accountant of many years has worked with us to take advantage of all the tax benefits available to self-employed, real estate investors. So traditional mortgage lenders have been unable to work with us.
