All Forum Posts by: Ayiesha Maitland

What are my odds of getting approved for a mortgage with: $52k/year salary, Only one year w2 work history (I went to school for the field I'm working in and I heard if you graduated and work in that same field it can be counted it as a year of work history, not sure how true that is), and 46% DTI no way to get that one down I barley have debt but it's that high with my rent. Oh and 620 credit. 20k saved ?

I hate when people are right when things don’t go my way, lol. Ugh okay I admit I hear all these stories about people finding mentors and investors with no money and think it’s possible but, you’re right. Thank you for your input. I will have to come up with a 5 year plan. I can stand being a nurse until then. 

I need your help. 

I’m a 28 year old nurse who makes 4K a month and has poor credit (600) if I pay my credit card off it will jump up. It’s the only thing on there. I have a one year old who is in daycare and a fiancé who is in school and works part time (he’ll be done in March. Hallelujah.) I pay all the bills at the moment and he helps where he can. So there’s no room to put my job on the back burner. We live in NY, so you know that 4K is 100% gone during the month. Struggling bussing it right now but we’re making it. 

I’m SO miserable as a nurse, sounds a little selfish, it’s just not for me. I want to be an investor. 

How do I invest with no money and poor credit. Lol so silly I know, it will be hard but, there has to be a way out there. I just want to make good choices for my family and I know barley scraping by each month is NOT it. How can I find someone to fund this property I found? They can have it after I BRRR it. as long as I get the equity to put into another home. Or something along those lines. I don't know where to start.

Thank you,

Ayiesha.