All Forum Posts by: Arthur Moreno

Well It was my fault not really understanding enough but I feel I got charged way over what I should have payed for my first car from a dealer, I didn't have as much credit but now looking back two years ago I still feel I could have got a better deal. thats an example and I know it was my fault, I was just excited to get a car from a dealer that would build credit ( I traded my first car in but that one didn't build credit). Now that I want to get my first property, even though I am not a big earner and I have the minimum down payment, I still want to go through this with more confidence, knowledge and the patience to get the right deal for me. I know Its my chance to get the ball rolling as smoothly as i can to my future so Im soaking whatever good knowledge I can.

Nice tips Xing! Thank you. Im thinking if i show the agent I trust more than doubt, I will get better results as long as I'm clear of what i want and build that relationship.

Awesome, Thanks to you all that have posted, I'll be using this advice to be more aware thank you.

Arthur

Thank you so much Nicole I appreciate this. I will call another agent to ask a few questions, as for right now, the lender that my realtor hooked me up with has got a pre-qual letter ready to go, I am excited about that it feels good lol. Thanks again Nicole

Theres a lot I can still learn about this. I got in contact with one familiar agent so far, but what kind of questions should I ask? What should I watch out for so I wont get ripped off? I got a little ripped of before but this is a property we're talking about now so I hope to make it great as possible since it is my first time. So far I am looking at nothing over $150k, based on what the lender said and I barely have a down payment with an FHA min. of 3.5%... My realtor says I most likely have to buy a single family home and won't be able to get a condo or duplex because of the FHA and my small down payment, so I guess my idea of that is out for now. I would still be happy with a good property with more bedrooms to rent out at least. So theres my Info and I hope to hear from some of you men and women, Im a newbie so please help me to know what I need to know, Thank you.

So I am new to the whole thing, The agent hooked me up with the lender, lender says ill qualify for around 110,000, I am afraid of getting ripped off so what advice can anyone give on what to watch out for and how to make it work best in my favor to get a great deal. also, my realtor was my first choice because she worked with relatives. One more thing is that my realtor makes it seem very rare to get a condo or anything beside single family homes because of my income and such. I'll be using FHA and I have barely enough down ....So once again help me please on what I need to know or what to look out for, how to negotiate, all the good stuff please and thank you anyone! :)

Alright awesome! Thank you all so far

Hi everybody, Im Arthur from Cali. I am 22 and finally stepping toward my first property with the credit and little money I have saved up. Thanks to all in advance for any help. By the way Im looking for small sfh or duplexes as my start.