All Forum Posts by: Areeb Naseer

I also like the flexibility of a HELOC and some HELOCs allow you to fix a portion into a fixed rate loan which is a nice hybrid option so call around for rates and terms.

 Hey Areeb, 

Most of my clients have started their real estate investment with their Equity. In my experience with Equity LOC and Equity Loans (10 years in banking)

On a HELOC you only owe what you use, this gives you flexibility and allows you to strategize, and gives you time to make the right decision in your real estate investment Is always there if you need it. pose to a HELOAN, where yes, rates on a HELOC are variable but HELOC rates are typically lower than HELOAN. On a HELOAN is a lump sum so you will have payments of the terms given automatically regardless if you use the funds or not.

In your case, because you have a plan of purchasing multiple properties, it will be multiple transactions instead of just one investment property, this is where the flexibility of a HELOC comes in.