All Forum Posts by: Anne James

Brent Boltz - Thanks for the information.

@Aaron Vergason - You're welcome!

Brent Boltz I'm interested in getting the name of the book you were referring to in this post. Using the HELOC as a checking account? I would appreciate gaining a better understanding. Thanks for contributing.

Aaron Vergason Good morning! Graham Parham provided the following link to his company's website. A free downloadable eBook is offered on conventional lending. Within those 76 pages, much information is given on conventional loans, and the application process including loan underwriting. I don't know if his company write loans in your state. However, the eBook may be a resource as you seek knowledge in this area. I hope this information is beneficial. http://www.californiainvestorloans.co/

Ed S. Thank you for an example of a business relationship where each party is receiving benefit. I'm looking forward to developing mutually beneficial investing partnership along this journey.

Graham Parham Thank you for the link. I've read the Introduction along with the Table of Contents. The recommendation to be "prepared" as stated in the Special Note is a welcomed heads up. I'm looking forward to developing a working knowledge of this process.

@Ed S. Hello and thank you for the input. Are you speaking of community banks? Other than avoiding the "big bank" response to bad luck, what are some of the other benefits of a small bank? 

@Lane Kawaoka Fewer fees are definitely a plus. Thank you. 

@Graham Parham. Thank you for the detailed response to the question. The information will serve as an excellent reference in the future. Based on the changes each organization has implemented over the years: 1) how might an investor stay current on Fannie Mae and Freddie Mac lending criteria; and 2) other than referrals, what are some ways to locate knowledgeable and investor-friendly lenders? What specific questions should be asked while shopping for a lending partner?

Shaun Weeks Thank you.