All Forum Posts by: Angela Mehri

I wouldn't pull any permits. It's not rocket science any licensed electrician should handle this easily. Would you pull a permit to add a outlet in your living room? Not in my area. The expensive part depends on how far the plug will be from the breaker box.  

Just for chuckles you should be told the difference between 120v and 220v. 120v tingles and you notice it, 220v kills. 

You have to know if the box can carry the load. You could have a 60 amp, 100 amp, or 200 amp service and it matters. You need to know if there is a breaker that can handle it, if there is space to add the breaker if you don't have one and you have to run the wire safely and sometimes you have to have a disconnect and you have to have the appropriate connector.  All that being said, I'd probably go for it.

But be sure to have someone who knows what they are doing, put it together.

Not unless you are comfortable with the litigation risk. Let's say he gets electrocuted during the install and dies. His family sues you. Now you have no tenant and lawyer fees, insurance deductible, etc. Much cheaper to hire an electrician yourself and pay for the install. As a good rule of thumb, never let your tenants do any work on your properties. You don't know what quality of work they (or the person they hire) will do, and you open yourself to all kinds of risks.

At some point we are probably all going to have to install at least 1 220 in the garage for ev chargers so I’d see this as getting ahead of it.  I’d allow it but just be clear that this is something they are responsible for and it must be done by a licensed electrician and is staying with the house when they move.  If they truly value it then it should be no problem and if they don’t want to pay for it then it really wasn’t that important.  I’m also not against you paying parts and then paying the installation depending on the cost.  I do question though what someone would be doing needing a compressor with a 220 and would bet they are doing side jobs on cars in the garage.  

Pick a licensed electrician you trust, inform the tenant he will install it, and bill the tenant. If he's willing to do that, I don't see any issue! I love my side projects too, I'm sure he'll really appreciate it and he respected you enough to ask your permission. That sounds like a good tenant!

#1 - That is ok if they don't show, then she will get an easy judgement. May not get any money right away, but once that judgement is recorded, it follows them forever. Next time they go to buy a new truck - there it is sitting on their credit. New house? Nope. Refi? Nope.

#2 - It is illegal to operate as a Contractor without the appropriate license. Even more important to report them to the State License Board

She actually  has a lot of power to ruin these guys.....

Insurance companies have 3 intentions, DELAY, DENY, DEFEND. You are doing the right thing but unfortunately your insurance company does not have your best interest. Don’t we wish it was that easy, submit proposals and get paid for it, right? Wrong. They are doing anything possible to pay very minimal or not pay at all. The adjusters are incentivized to do this. Also, most of the time there is a huge disconnect between the contractors and the insurance adjusters. Sometimes contractors write up proposals and all work is included in one lump some. How is this a problem? Coverage. Insurance companies won’t pay for those proposals because they specifically ONLY pay for line items that are covered under your policy. These line items have to be from the direct loss and part of the proper method of repair. Insurance companies require a detailed itemized estimate used by Xactimate or Simsol or any estimating program capable of creating such reports. Even after sending in an itemized estimate the way you’re suppose to, they still are looking for ways to delay the claim, so don’t be surprised when they want to send an adjuster for a reinspection once you submit an itemized estimate. For more information on proper claim handling, you should consider contacting a Public Insurance Adjuster, someone that represents your best interest when filing a claim. For more information visit www.peninsulapublicadjusters.com