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All Forum Posts by: Andrew R.

Andrew R. has started 40 posts and replied 73 times.

Private Lending & Conventional Mortgage Advice

Post: Good HELOC rates

Andrew R.Posted
  • Rental Property Investor
  • Santa Barbara, CA
  • Posts 75
  • Votes 39

Recommendations (no solicitors please) for good lenders with low rates and options for HELOC. I'm in California, excellent credit, but don't have much equity now (just got appraised, sitting at 400 value with 300k remaining on first loan, so about 75% LTV. Looking for HELOC up to 20K. Thanks.

0 Votes
Private Lending & Conventional Mortgage Advice

Post: Interest rates, HELOC, Home Eq Loan, or regular mortgage?

Andrew R.Posted
  • Rental Property Investor
  • Santa Barbara, CA
  • Posts 75
  • Votes 39

Hi, I'm in the very early phase of looking to buy a SFH rental up to 75K.

I currently owe 280K on a 400k mortgage at 4% with excellent credit.  

Considering 3 options to finance the purchase of the rental: 1) HELOC. 2) Home Eq Loan. 3) Normal mortgage+down payment without tapping my equity.

Wondering how typical rates compare between HELOC, Home Eq Loan, and a conventional loan for income property?

Thanks, I know I have a lot more to answer, but for now just thinking about rates

0 Votes
Starting Out

Post: Turnkey

Andrew R.Posted
  • Rental Property Investor
  • Santa Barbara, CA
  • Posts 75
  • Votes 39

What cities/towns are good spots for turnkeys right now (early 2016)? Assuming you are aiming steady income every month, not necessarily a big boom in prop values (although that would be OK)

1 Vote