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All Forum Posts by: Amber Littlefield

Amber Littlefield has started 1 posts and replied 3 times.

Real Estate Events & Meetups

Post: Lafayette, LA area Real Estate Investors Event 8/16/2022

Amber LittlefieldPosted
  • Posts 3
  • Votes 1

Hi 

Can I please find out more about this group. I am in Lafayette

1 Vote
Starting Out

Post: Pay cash or finance

Amber LittlefieldPosted
  • Posts 3
  • Votes 1
Quote from @Account Closed:
Quote from @Amber Littlefield:

Hi everyone. Just starting out. Thinking of buying new construction. My question: is it better to pay cash for one or put minimum down payment and finance 2-4 properties? It seems like the income is significantly reduced when there is a mortgage but as a newbie I am trying to figure this out.

Thanks!!

Is new construction for a reason? Or just a preference?

You can pay cash, put minimum down or take over the financing if you buy "off market" and the opportunities are limitless. You are limited by availability of funds if you buy new construction. Just looking at another perspective, one we use.

 Thank you all. The reason for new construction is insurance. I am in south Louisiana which has been hit by hurricanes a lot in the last few years raising insurance rates. New construction decreases this cost dramatically. 

0 Votes
Starting Out

Post: Pay cash or finance

Amber LittlefieldPosted
  • Posts 3
  • Votes 1

Hi everyone. Just starting out. Thinking of buying new construction. My question: is it better to pay cash for one or put minimum down payment and finance 2-4 properties? It seems like the income is significantly reduced when there is a mortgage but as a newbie I am trying to figure this out.

Thanks!!

0 Votes