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All Forum Posts by: Amanda Hansen

Amanda Hansen has started 4 posts and replied 10 times.

Post: Food stamps as income?

Amanda HansenPosted
  • Portland, OR
  • Posts 10
  • Votes 0

Probably a stupid question but do I need to consider someone's state-fund food assistance as part of their income?  They put in on the application as another source of income.  In Multnomah County, OR

I found the handout!  Thanks Matthew Wray!

Did you figure it out Zayda?  I'm also trying to figure this out!  I feel like the city of Portland is going to need to flexible with all this since all of the training sessions are cancelled due to COVID.

Also, I' curious if you are doing the low barrier or going to issue individual assessments?

Post: 403b Question-Need advice

Amanda HansenPosted
  • Portland, OR
  • Posts 10
  • Votes 0

The Vanguard Target 2050 is 10% bonds so not the best option if looking for the "fire sale on stock" IMO.  

Post: 403b Question-Need advice

Amanda HansenPosted
  • Portland, OR
  • Posts 10
  • Votes 0

I had a Vanguard Target 2050 account for my 403b and recently moved to a vanguard index fund which was also offered by my employer.  My fees went from 0.9 to 0.2%.  I feel good about this move but in retrospect, I wish waited another 6 months or so until we are closer to the floor of the market so that the funds I had tied up in cash and bonds could have bought purchased more equities.  

Post: need to file an abandonment notice

Amanda HansenPosted
  • Portland, OR
  • Posts 10
  • Votes 0

Hello! My tenant died and the family is dragging their feet on removing her belongings. I curbsided an atty and he said I need to deliver an abandonment notice, does BP have a template for this of the state of OR?

Post: northeast portland duplex

Amanda HansenPosted
  • Portland, OR
  • Posts 10
  • Votes 0

Investment Info:

Small multi-family (2-4 units) buy & hold investment.

duplex - buy and hold

Post: Interested in buying in the Portland area

Amanda HansenPosted
  • Portland, OR
  • Posts 10
  • Votes 0

http://pdxadu.blogspot.com/p/adu-class-for-homeowners.html . I recommend Kol Peterson's course for all things ADU in portland. Very informative. Ironically, it actually discouraged me from building a permitted ADU and opting for a nonpermitted basement ADU for au-pair quarters and later on airbnb (STR not allowed for permitted ADUs/duplexes etc) which seems to be a better return on investment vs. long term renter if living close-in. Most multi-families in inner SE portland are either 2+1s and likely too small for familes or so expensive they make zero financial sense.

With that said, I tried to get my partner to buy this property for us.  My loss, your gain?  Needs cosmetic updating but I think its a great deal with potential to rent to Reed students in the future.  I am not affiliated with this broker in anyway.    https://www.redfin.com/OR/Portland/3903-SE-Ogden-St-97202/home/26599214

I am looking to make an offer on my first investment property. It is an REO, cash-only, single-family home. My question is, do I need an agent to write my offer or is this something I could do myself.