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All Forum Posts by: Cecil Little Jr

Cecil Little Jr has started 1 posts and replied 3 times.

Private Lending & Conventional Mortgage Advice

Post: Best lenders for self employed

Cecil Little Jr
Posted
  • Posts 3
  • Votes 0
Quote from @Brandon Croucier:

Are you buying to occupy or rent out? And what state is this in?

Occupy 1 unit and rent out other 3. Maryland.
0 Votes
Private Lending & Conventional Mortgage Advice

Post: Best lenders for self employed

Cecil Little Jr
Posted
  • Posts 3
  • Votes 0
Quote from @Doug Smith:

If you're purchasing an investment property, self-employment doesn't matter with many programs. Even with conventional loans, unless you've been self-employed less than two years or don't report your income, it's the same as someone with W-2 employment We lenders just cash-flow you differently. Just use a lender that actually knows what they're talking about when it comes to investment property. 


Thank you for that explanation. I'm looking to occupy one of the units and rent the other 2 or 3. Not sure if that would be considered investment property. I have been self employed for more than two years. 750+ credit but income is low right now.

0 Votes
Private Lending & Conventional Mortgage Advice

Post: Best lenders for self employed

Cecil Little Jr
Posted
  • Posts 3
  • Votes 0

Hello BP Family,

I am new to real estate investing and I am looking to purchase a 3 or 4-unit apartment building. Only issue is I'm self employed. Does anyone have any recommendations for lenders that are friendly to those of us who are self employed? 

0 Votes