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All Forum Posts by: Allen Zhu

Allen Zhu has started 29 posts and replied 48 times.

Post: Rental Real Estate Loans

Allen ZhuPosted
  • Rental Property Investor
  • Posts 50
  • Votes 27

Non QM Loans VS Portfolio Loan

I’m a business owner, I don’t have much w-2 history so banks and credit unions always reject me.

I want to get into real estate investing which loans have the best rates and terms that can refinance through a llc or corporation.

Thanks in advance! Looking forward to your expertise knowledge!

Post: Bank loans and scaling

Allen ZhuPosted
  • Rental Property Investor
  • Posts 50
  • Votes 27

@Jody Sperling thanks, so your saying you can have more than 10 traditional  loans with your local bank?

Post: Bank loans and scaling

Allen ZhuPosted
  • Rental Property Investor
  • Posts 50
  • Votes 27

I have 10 doors at the moment. I want to scale my rental business but unfortunately I have used up all my traditional 10 loans.

What are some other options for bank loans? I’ve heard people talk about portfolio loans any idea what those are?

I’m looking to be at 50 doors in 2 years

Thanks in advance!

Post: Brrrr method how do you buy?

Allen ZhuPosted
  • Rental Property Investor
  • Posts 50
  • Votes 27

What happens when I use up my 10 Fannie Mae loans? Can I still do the brrrr method under a llc? Will it be harder to obtain a loan? 

Post: Cash or finance for brrrr

Allen ZhuPosted
  • Rental Property Investor
  • Posts 50
  • Votes 27

First time investor,

Can you use the brrr method buying with all cash and finance with 25% down too right?

Post: First time investor

Allen ZhuPosted
  • Rental Property Investor
  • Posts 50
  • Votes 27

Hi guys, im a first time investor, im looking to buy my first investment property in full cash, should i buy it through llc or personal?

Post: Brrrr method how do you buy?

Allen ZhuPosted
  • Rental Property Investor
  • Posts 50
  • Votes 27

Hi guys, i understand the BRRRR Method but my main question is when you BUY do you buy under personal name or an llc?

Hello i'm a new real estate investor i know some things but this topic has been bugging me. 

Say someone has multiple properties i'm talking about 100+ how does one purchase them? do they use personal name to buy it or a business entity? 


Some people say it's harder to do the BRRRR with a business entity like a LLC because the terms are not that great.

Any Advice for me? should i buy through LLC? or Personal?