All Forum Posts by: Alicia Shen

I am a realtor I am certified by National Association of Realtors as a Short sale and Foreclosure Resource. 

If you were in financial distress who would you want to be calling you ? The solution most people want is just get a little more time. Forbearance has offered many people more time. However, there  likely will be many distressed properties coming to the market after this period is over. The good news is with the current increase in prices they may have sufficient equity to sell and get out without going through a foreclosure. So we are calling pre-foreclosures to tell them that the market is favorable to sellers because there is a lack of inventory. However, many people don't want to sell or move or do anything. They just hope the bank won't be able to foreclose. We tell them when we call that we are foreclosure prevention specialist ... and we want to help them find a solution that works for them. Our Goal is to have them understand that we are there to help them. Options may  include listing their home for sale, helping put together a short sale package for the bank if it will likely be  a short sale, explore lease option or other transactional solution, or sell it for cash. If you are a cash buyer message us and we will send you a deal sheet when we get them.

So Our script is simple:"  Hi my name is Richard Anderson, I am with House Finders Realty,  I specialize in helping homeowners avoid foreclosure. I saw that your home is listed on the notice of default list and  you may be subject to a foreclosure. I am certified by the National Association of Realtor as a Short Sale and Foreclosure Resource. I  am calling to see if I can be of service to you?  Tell me more about your situation and how I can help you ?.. the rest is common sense, Eventually, asking how much they think their house is worth is also important although you should already know what it is worth, and how much they owe and if there are any liens.  We pride ourselves in doing the right thing for the right reason... you know.... do unto others... like you would have them do unto you...