All Forum Posts by: Al Hinkle

We want to begin being Hard Money lenders. We want to find an attorney to review contracts and other agreements, provide advice on available options, and generally be available if issues arise. We’re having some trouble finding possible ones in the greater San Jose, CA area. I’ve asked attorney’s I know. I’ve combed the web. The online attorney search sites ( there are at least 11 of them like Avvo, Justia and Lawyers.com) have not proved very useful.

We’d really appreciate some help. Can anyone recommend such an attorney in the greater San Jose CA area? Or any ideas as to other sources for locating one? 

I'd appreciate any advice on how a lender should vette the companies that organize private money loans , putting lenders and buyers together.  There are a lot of them out there, and most are probably honest. But not all.  And who's good at it, with high likelihood of deals completing and quickly and smoothly and few surprises, etc. 

A private money broker company uses a syntax like 40/3 as part of describing an investment loan opportunity. What does that mean? Amortized over 40 yrs and balloon due in 3?

2 things:

1) The multi-family apartment properties in a specified area and see address, owner and # of units.Most interested in commercial props (5+ units).  "Area" being something like county, town, zip code, etc. Filter on a range of the number of units.

2) Map overlays for these categories in a specified area:

 - The multi-family apartment properties (see #1)

 - Crime (Realtor.com shows this)

 - Major employers (businesses plus gov't, colleges, and hospitals/medical facilities)

 - Redevelopment zones

 A lot of this info is one way or another. But not easily and not always in map for and certainly not able to lay one map over another.