All Forum Posts by: Aislin Gerow

Just my two cents here. I don't want to be responsible for maintaining the security of someone else's Social Security number. So, I use a third party background/credit check company. The potential tenant pays that fee to the company directly for the service and the company then issues me a combined report and recommendation based on criteria I've given them. I've discovered over the years that if they don't have a SSN to use, they can't complete the process that I require of every single tenant. There's no discrimination in that. 

Also, for what it is worth, I have found that good credit = good tenants. I've never seen an exception to that rule. (I don't count medical debt or student loan debt as long as it looks like they pay on time on credit cards, utilities, vehicles, rent, etc.)

Hope this helps. 

Apparently their scam works like this...the investor has the work done. When they provide the receipt and "Lifetime Warranty" certificate they deliberately put a different house number on it. When the new owner tries to transfer the warranty, they provide a new certificate and downgrade the warranty to 3 yrs when asked to provide the correct warranty they responded, 

"When they first issued the warranty to the previous owner they sent out the wrong Warranty for that project, I believe they sent the old owner a revised warranty when we noticed we sent the wrong warranty to them. Your home is a pier and beam foundation and we only offer a 3yr warranty for these homes. The Lifetime warranty only come with the Slab Foundation. That is why we sent her the 3yrs instead of the lifetime. I do apologizes for the confusion this may have caused."

So I guess we're just out of luck unless we want to litigate. This property is currently under contract and I'm hoping this isn't a deal breaker for the buyer.