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All Forum Posts by: Aditya Puttigampala

Aditya Puttigampala has started 4 posts and replied 7 times.

Post: Talk Real Estate over coffee

Aditya PuttigampalaPosted
  • Brooklyn, New York
  • Posts 7
  • Votes 2

Hi - Is anyone working in New York City (by FiDi) interested in talking real estate over coffee? Would love to bounce some ideas off of people with buying single family homes in New Jersey 


Best,


Aditya

Post: Credit Union Mortgage Lenders for properties in New Jersey

Aditya PuttigampalaPosted
  • Brooklyn, New York
  • Posts 7
  • Votes 2

Hi All - I'm looking to invest in single family homes in the New Jersey area. I've heard that credit unions offer good interest rates and lower fees when compared with banks and other lending agencies. Does anyone have recommendations for credit unions to work with for conventional loan mortgages? 

Post: House Hacking in New Jersey

Aditya PuttigampalaPosted
  • Brooklyn, New York
  • Posts 7
  • Votes 2

@Steven O'Leary Thanks for the recommendation - will keep my eye out for large 3-4 family units. 

Post: House Hacking in New Jersey

Aditya PuttigampalaPosted
  • Brooklyn, New York
  • Posts 7
  • Votes 2

@Johnathan Boyle I will most likely be using an FHA loan. I've been looking at Union City, Bayonne, Garfield, Montclair, and Bloomfield so far. I'm trying to avoid areas like Greenville. I'm open to fixing up a property before renting it out as well.

Post: House Hacking in New Jersey

Aditya PuttigampalaPosted
  • Brooklyn, New York
  • Posts 7
  • Votes 2

@Johnathan Boyle Thanks for responding. When I say break-even I'm including all expenses like mortgage, cap ex, water/garbage etc and deducting from my rental income. My goal is to have a positive net income but I am more than happy to at least live for free or significantly reduce my rent expense. 

Hi BP community, I'm looking to house hack and purchase rental property near Jersey City - In the Bayonne / Union City / Hoboken area. Does anyone have any recommendations for FHA lenders?

Post: House Hacking in New Jersey

Aditya PuttigampalaPosted
  • Brooklyn, New York
  • Posts 7
  • Votes 2

Hi, My name is Aditya Puttigampala and I'm new to the Bigger Pockets community. I'm looking to house hack a multi-family home in New Jersey. I'm currently looking at Hoboken, Union City, Bayonne, and other parts of Jersey City. My goal is to break even with my cash flows so that I won't be paying anything in rent, while living in one of the units. Does anyone have experience house hacking or buying property and renting out units in these areas? I'm looking for some advice on how feasible it is to invest in these areas and how I can narrow my search down. Appreciate the help! :)