All Forum Posts by: Adam Horowitz

@Michaela G. is 100. you must have that charge off DELETED. Do not pay it on your own.  That will clear up your score. Once you get this done, your score will jump to the high 600s and you can secure $100k to $150k in credit that can be converted to cash. I personally know many people that have done this, as I have helped them to get this done. Some even get $200k, interest free for 18 months.

If this is a judgment, that is a different matter. FYI, we regularly settle judgments for pennies on the dollar, and judgment enforcers know that the $4700 is likely interest heavy. You need a judgment enforcement attorney to call on your behalf. There is nothing standing in your way of your first house hack.