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All Forum Posts by: Anna Ayala

Anna Ayala has started 5 posts and replied 14 times.

Post: I have the money but the CREDIT!

Anna AyalaPosted
  • Investor
  • McAllen, TX
  • Posts 14
  • Votes 2

I'm feeling really frustrated!!! I just talked to the credit union that I want to use and my combined credit is 602 since i just bought a car and other inquiries.  So now its the waiting game!! I have the money to give 20% down on a loan but my credit!!! 

What can I do to help my credit score? I already signed up with a company to clean it up and help with increasing my credit score and other ideas that you might have would be greatly appreciated!

Thanks,

Anna 

Post: Let's get this done! So where do I start?

Anna AyalaPosted
  • Investor
  • McAllen, TX
  • Posts 14
  • Votes 2

Thank you so much for the tips just did all of them! I've been house hunting all day!!! on my days off that seems to be all that I've been doing that on my days off. I feel like success is around the corner it's just a matter of time. The problem is I don't understand banks that well. I did my debt to income ratio and I'm 9% which is good? So which loan should I get a FHA loan with 203k streamline since its my first house or just a conventional loan?

Post: Dental Hygienist to Investor

Anna AyalaPosted
  • Investor
  • McAllen, TX
  • Posts 14
  • Votes 2

Hi there bigger pockets!!! My name is Anna Ayala and I'm a resident of the great state of Texas!! I am super excited to embark on my adventure into real estate investing! So here is the deal I have two little boys, and one big boy aka my husband;) and have some time on my hands. Hard work doesn't scare me and working under pressure thrills and drives me!

Now I have two properties that I'm interested in for investment, one as a rental and one as a flip. I have a great mentor that's been in the business for over thirty years but she's exclusively rental properties.

I have about 10k of my personal money any advice about securing more capital for my ventures? Should I start with rentals or flipping? what would you do if you were going to buy your first property rental or flip?

Let me know! I need some advice :)

Anna

Post: Let's get this done! So where do I start?

Anna AyalaPosted
  • Investor
  • McAllen, TX
  • Posts 14
  • Votes 2

Hi there bigger pockets!!! My name is Anna Ayala and I'm a resident of the great state of Texas!! I am super excited to embark on my adventure into real estate investing! So here is the deal I have two little boys, and one big boy aka my husband;) and have some time on my hands.  Hard work doesn't scare me and working under pressure thrills and drives me! 

Now I have two properties that I'm interested in for investment, one as a rental and one as a flip.  I have a great mentor that's been in the business for over thirty years but she's exclusively rental properties.

I have about 10k of my personal money any advice about securing more capital for my ventures? Should I start with rentals or flipping? what would you do if you were going to buy your first property rental or flip?

Let me know! I need some advice :)

Anna