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Should I Unfreeze My Credit During a Mortgage Loan Process?

Tuesday, June 04

The Answer is Yes.All Fannie Mae and Freddie Mac loan originators will require that all three bureaus be unfrozen to allow them to pull from all 3. Many borrowers feel that they should only unfreeze. In their mind that will be enough for the lender to get what they need, Wrong. All mortgage lende...


New Fannie Mae Reserve Requirements for Investors

Saturday, August 11

There are many investors that still do not know that Fannie Mae requires additional reserves from borrower’s that have more than one financed property.The Old requirements were six months Principle, Interest, Taxes, and Insurance (PITI) on the subject property and two on all other properties up t...


Why Put your Rental Properties into an LLC

Wednesday, November 09

The Advantages and Disadvantages of titling your Rental Properties into anything other than your personal names The Advantages of having an LLC. The main reason investors prefer to have their rental properties in an LLC is for asset protection. For many years, lawyers, financial advisors, and tax...