A less than perfect credit score nets you a loss of $1,000,000

This is a quick and dirty expose on why a real estate investor needs to clean up his or her credit and why hard money lenders are "predatory" in their tactics for charging 1 or 2 points (a point is a percentage of the value of the loan: $250,000 X .01 = ____________

                                                                   Raymond W. Ebbeler, MBA

                                                                   former loan originator reforming bad credit profile

As a real estate investor if you have a FICO score below 600 a hard money loan will cost you in high interest rates, additional fees, and high insurance premiums. 

But did you know that $200,000 is the cost over the course of a real estate investor's lifetime with less than perfect credit. I should know I have a 540 FICO score. But through this company I learned that 80% of allc redit reports have derogatory information causing a low FICO score.

Since 1970, Congress passed the Fair Credit Reporting Act (FCRA) and anyone with a social security number can dispute any item on his or her credit report. The company impressed me because what it takes a lawyer to do in one year [dragging the process by doing one credit file on one report such as Experian (there are three)]; this company accelerates the process by doing all the items  for each credit bureau (Experian, Equifast, and Transunion) and for a low price that includes other perks.

I was so blown away that I became a partner and I will now start assisting others on how to develop an excellent credit rating that even removes tax liens, late payments, foreclosures, bankruptcies, student loans, medical bills, charge offs, repossessions, settlements, and more. The company (name withheld because now I would be promoting my supplementary business that others can become a credit card restoration specialist); that proven results are accelerated as little as 60-90 day regarding areas such as credit builder, debt zero, smart credit and more; and the best part the cost compared to a lawyer's fee of $1,200 + / yr is only $400 and you have access 24/7 to your credit profile. WHY? 

Do you think that an excellent credit score will get you, the real estate investor, better rates on mortgages, refinances, insurance and give you the confidence of knowing that you will be approved when applying for credit? YOU BETCHA! The company exceeded my expectations when you can even observe all the changes done in real time on your personalized platform...