Some Helpful Tips For Investing In Real Estate Using Retirement Funds
Friday, February 03
Most people mistakenly believe that their retirement accounts must be invested in traditional financial related investments such as stocks, mutual funds, exchange traded funds, etc. Few Investors realize that the Internal Revenue Service (“IRS”) permits retirement accounts, such as an IRA or 401(...
Can my Self Directed IRA get a Mortgage on a Piece of Property?
Tuesday, October 04
Yes, you can use your Self-Directed IRA to get a mortgage on a property. The mortgage would need to be a non-recourse type of loan. With a nonrecourse loan, if your IRA fails to make the payments, the only recourse the lender has is the property itself. Also, note that if yo...
Why Do You Need a Special Custodian for Real Estate IRA Investments
Wednesday, September 21
Pursuant to Section 408 of the Internal Revenue Code, an IRA must be established by a bank, financial institution, or authorized trust company. Thus, a bank such as Wells Fargo, financial institution such as Vanguard, or a trust company such as the IRA Financial Trust Company are authorized t...
Why You Shouldn't Mix Personal Funds with Retirement Funds to Invest
Friday, September 09
When it comes to real estate, there is a belief by some retirement investors that they can use personal and retirement funds in the same transaction without triggering the IRS prohibited transaction rules. However, a recent case would seem to suggest that using personal funds in the same tra...
Recent Case Provides Clarity on Real Estate IRAs
Friday, September 02
Using retirement funds to make alternative asset investments is still not common knowledge among retirement investors. However, using a self-directed IRA or Solo 401(k) plan to buy real estate has become much more popular over the last several years, largely due to volatile equity markets rivaled...
House Flipping and the UBTI Tax
Wednesday, August 31
With a Self-Directed IRA with checkbook control, flipping homes or engaging in a real estate transaction is as simple as writing a check. As manager of your Self-Directed IRA LLC, you will have the authority to make real estate investment decisions on behalf of your IRA on your own without ne...