Forbearance..Is this a wise real estate investor tool?
Friday, April 17
As a real estate investment finance professional I am constantly asked about forbearance as a financial tool. Many consider using the forbearance opportunity as a way to build up reserve, or a way to take advantage of the opportunity in hopes of payment forgiveness or the balance going to the tai...
Thinking you missed the best rates/ cash flows?
Monday, June 04
The recent negative moment in the Mortgage Backed Securities has evidenced a 1% (at times higher) jump in rates. A move such as this can force a pause for many investors who believe they may have gotten into the game too late and missed the best rate options, losing out on best possible cash flow...
Proforma not looking sexy?
Friday, May 25
I have been working with the real estate investors since 2003 and have witnessed varied forms of evaluating a property one might intend to invest in. The most common approach is the cash on cash return model determining the rate of payback for the funds invested. Most proformas have this built i...
The Investor Mindset
Wednesday, October 14
The marketing engine driving the exposure for the majority of real estate lenders has capitalized on the fact that the US Economy is based on consumption for the most part. As such the home buyer is considered a consumer of housing as a commodity. The real estate buying public is targeted as one ...
Mortgage Lending's Incurable Plague
Wednesday, August 19
Anyone who has ventured into the pre-approval process has been exposed to the disease known as “Redundantitis,” which has spread furiously through the lending industry. The market meltdown of recent years was followed up by a strain mutation that seems impervious to any administered dose of logic...