If There's A Will There's A Way - To Have Your Own Home.

Whether with a Hard Money loan, in-house lender or conventional loan or Fed backed loan, you can figure out how to qualify to own your home now!

I speak to many people who are looking to buy a home as well as I talk to many real estate agents and other lenders about their buyers' interests and qualifications. No matter what, the census is "buying a home now is the best way to go".

This infographic covers typical financing options in relation to one's credit scores. However, if your scores are less than those shown here, there is always the option of a hard money loan to at least lock in that dream home you have found and then work towards refinancing down the road.

http://www.keepingcurrentmatters.com/2015/06/19/do-i-need-perfect-credit-to-buy-a-home-infographic/?utm_source=feedburner&utm_medium=email&utm_campaign=Blog_Promo

If there's a will there is a way to either take advantage of the [still] historically low interest rates and/or the lower home prices which just increase as time goes by. However you look at it, it can still be a win-win.

Of course ensure whatever you do you can afford your monthly payments but owning your own home brings many tax benefits and general family benefits and values.

Don't kick yourself later on.

Best, Ken - Loan Originator

Sun Pacific Mortgage & Real Estate

707-523-2099/www.Sunpacmortgage.com 

Hard Money Lenders Serving all of CA since 1988!