Conventional Mortgage Program Offering 3% Down Payments
Saturday, August 22
If you are starting to look into buying a home and have been qualified by your lender for a Federal Housing Administration (FHA) mortgage due to a limited down payment, you now have an alternative. Fannie Mae has recently introduced their 3% down payment mortgage option. This program compares fav...
A Father's Guide to Understanding Pregnancy
Friday, August 14
For most couples, pregnancy is an exciting and joyous time. It is important for the father to understand what is happening during the pregnancy, why it is happening, and what can be done to make this experience more enjoyable for the father and the expectant mother. The following explanation brie...
Good Personal Financial Habits
Wednesday, August 05
If you have ever applied for a loan or mortgage, you know one of the first things the lender looks at is your credit score. Although, it is important to maintain a high credit score, it is just as important to have good credit habits. Good credit habits not only include your payment history, but ...
Mortgage Financing and Co-Signers
Saturday, August 01
If you have applied for a mortgage, but have had a hard time qualifying for the amount that you had hoped for, a co-signer may be your best option. Mortgage lenders have to follow strict guidelines on the income that can be used for mortgage qualification purposes. If you have unverifiable, unsta...
How to Keep Your Vacant Property Safe
Saturday, July 25
A vacant home is a tempting and easy target for a burglar. Even in an empty house, there are still valuable items, such as: copper wiring, plumbing, appliances, not to mention the possible damage that intruders could cause. It is imperative that you take preventive measures to minimize the possib...
Mortgage Options After Bankruptcy
Monday, July 13
If you are unable to meet your financial obligations due to unforeseen circumstances and you do not expect your financial situation to improve, bankruptcy may allow you the legal option to be discharged from your financial obligations. Many bankruptcies are caused by one-time occurrences, such as...