Relocating and Your Moving Budget

Relocating and moving to a new city can involve a lot of out-of-pocket expenses.  Many of those expenses are planned.  However, others can completely catch you by surprise.  A large part of your money will be spent on your move.  Therefore, you will want to create and plan your moving budget well ahead of time.  So, in this week's blog, we are including some of the things you should consider most when creating your moving budget.

To begin with, you must first consider the expenses of leaving your old residence, such as your closing expenses like final utility bills, lease termination and other similar expenses that have to be paid.  Also, add in the same expenses for the new location to have utilities to be turned on and similar expenses.

The next step is to look at the costs to move your goods and the available funds you will have.  If you will be paying for the move yourself, it is very important to look at all your options to help you stay within your budget.  Options could include packing and moving yourself with a moving truck, hire a professional moving company or work with a self-service moving company. 

When choosing a professional mover, there are many things you must consider.  Depending on your moving budget, you may want them to pack and unpack or you may want to do this yourself.  A professional moving company can give you several options for their services, such as full packing, partial packing, provide packing materials or just the move.  When getting your estimates, go over all your options carefully with the mover.  Communications from at least 3-4 professional moving companies would be ideal before making a final decision of who you will use.  This will help you get a feel for actual moving costs, service types, compare quotes and have more bargaining power on your side.

If your employer is going to be paying for your move, be sure you completely understand what will and will not be acceptable charges that your employer will allow.  Many companies have certain restrictions that may apply.  Sometimes there will be a fixed amount of money and you will be responsible for the remainder of the bill.  Other restrictions may include not paying for certain items to be shipped, such as motorcycles, boats and other recreational items.  You would be responsible for the extra costs.  If your employer wants receipts and other documentation for proof of moving expenses to be reimbursed, you will want to make sure you get these items from the movers and keep up with them.

Those who are diligent in creating, planning and sticking to a moving budget shouldn't have any surprises.  Be sure to communicate your moving needs accurately with the moving company you choose so that you get an accurate estimate.  Relocating can be expensive, but sticking

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