Real Estate Investing Made Easy

The Ultimate Strategy marketing tools and campaigns are specifically designed to get sellers with lots of equity calling you, especially owners of free and clear houses. It may seem like most sellers today have little or no equity… but that is not true

According to the 2009 US Census American Home Survey, 58% of all owner occupant properties have less than 40% loan to value (LTV) mortgage debt — including the 33% which are completely free and clear. This is a surprise to most real estate investors.

That means about one-third of all owner occupied properties are 100% debt free and over half of all homes in the US are qualified candidates for The Ultimate Strategy real estate investing model. Because most real estate investors have no idea how to structure offers with this type of seller, very few investors target this market. That spells little or no competition.

How do you FUND these deals without banks and with NO MONEY DOWN?

Your offers to high equity sellers have three components that when added up will determine your offer price: cash now, cash flow and cash later.

A key to making offers using The Ultimate Strategy is structuring and negotiating many years of interest free seller financing. This is made much easier with my deal structuring software, the Ultimate Profit Generator. In fact I believe it’s a must, as even I wouldn’t create offers without using it.

You can offer a seller interest if needed, but you’d have to reduce your offer by the added cost of this interest, making it harder to get your price accepted. But you’ll soon discover that many sellers are more interested in getting top dollar (and the many other benefits you can offer by buying their house) rather than interest.

When a seller takes back a note with 0-3% you get nearly pure principal reduction on any payments you make. Where does this money come from? It comes from the income you get from your occupant — whether it’s a tenant, tenant-buyer or contract buyer.

The less cash the seller needs each month, the more you can offer. In fact, sellers will accept no monthly payments to get a higher price. Amazing but true.

Every seller carryback note you get using The Ultimate Strategy must contain a “substitution of collateral” clause. This gives you the right to move the mortgage onto to other properties during the entire term of the note, allowing you to sell or refinance the property without paying off the seller early. Without it, you cannot offer the seller top price as doing so assumes you’ll benefit from interest free financing for the entire term of the note… benefits like many years of rapid principal reduction or positive cash flow.

The longer a seller can wait for their money, the more you can offer. Allowing you to offer seller's top dollar for their house, while avoiding competition from other investors and making cash now, cash flow and cash later for yourself.

For more information and details on this strategy, check out my article at: http://www.RichardRoop.com/MakeTopDollar