Great debates on BiggerPockets

If you've been around Bigger Pockets for a while, you've been able to experience the depth and richness of knowledge on the site. One of the benefits is that real estate investors are here from all over the USA and even other countries.

Because there is such a wide variety of individuals, investing in real estate in different ways (buy and hold, flipping, notes, spec builds, etc.) you get a lot of different opinions.

Here are some of the "great debates" on Bigger Pockets I've seen over time:

Investing Out of State versus Close to Home

The advocates for investing out of state boast higher returns than you can get in your home state. This is tempered with the reality that you have to have a good team in place in the target area to help you with many aspects -- finding a good property, rehabbing it (if any), getting good tenants, and managing ongoing issues. But once you get a good team, you can sit back, collect your checks, and just manage your out of state team.

The advocates for investing close to home say that it's hard to find a good PM (property manager) and many people have had property manager nightmares. Also, some advocates say that a good deal can be found in your own backyard, all you have to do is look.

Invest with Leverage or Stay out of Debt

There are advocates who follow Robert Kiyosaki and are okay with using leverage as a tool to make more and more real estate investments with as little of their own money as possible.

Then there is the other camp (some might call Dave Ramsey fans) who argue that you have more freedom and are more protected from downturns by having less or no debt tied to your properties.

2% Rule Exists or it Doesn't Exist

This is my favorite debate. Some people argue that achieving the "2% rule" is impossible because they haven't seen or cannot get close to it in their market. (The "2% rule" states that a property should be purchased at no more than 50x monthly rent -- e.g. monthly rent is 2% of purchase price. For example if you can get $900 in rent, you should pay no more than $45,000 for the purchase and rehab of a property.)

Other people (myself included), know that the 2% rule does indeed exist and have dubbed the "3% rule" for properties that perform even better than that. It truly does not exist in all markets, which is why it can't be found by all investors.

Any other "great debates" that I'm forgetting?