Besides BOOORRRING - What Are Usury Laws?
Sunday, November 03
The Basics Usury laws are regulations that set the maximum interest rates lenders can charge on loans. Think of them as the speed limits on the lending highway, designed to prevent lenders from charging sky-high interest rates that could financially harm borrowers 1. These laws aim to ensure fair...
Minimize Risk and Maximize Returns: A Private Lender Guide
Sunday, October 27
Strategic Due Diligence in Real Estate Private Lending In the competitive landscape of real estate private lending, strategic due diligence is not just a safety measure—it's a critical driver of investment success. By meticulously vetting potential investments, private lenders can minimize risks ...
Rethinking Investment Wisdom: Due Diligence
Sunday, October 20
Traditional investment advice often falls short, leaving investors vulnerable to sweet talkers and shaky deals. As a former federal agent and seasoned real estate investor, I've developed a due diligence framework that has guided thousands of investors to safer, more secure transactions. The core...
The Hidden Costs of Private Money Loans: A Lender's Perspective
Sunday, October 13
Money is hardly the only thing you lose with a bad loan. Time, precious irreplacable time, health, mental capacity, relationships, and sometimes worse. Money problems are often the source of conflict, isolation and not to be all doom and gloom - in extreme circumstances… suicide. When you're on ...
The Critical Role of Due Diligence in Avoiding Real Estate Fraud
Sunday, October 06
“Real estate is risky” Your uncle who has never invested a dime can tell you this much. The reality is it can be, if done uninformed. If done without proper due diligence. Real estate investment and private lending, due diligence is not just a best practice—it's your most reliable line of defens...
Cognitive Distortions in Investing and Entrepreneurship
Sunday, September 22
Navigating the Mental Minefield "We suffer more in imagination than in reality" Seneca Cognitive distortions are irrational thought patterns that can lead to faulty conclusions and poor decisions. These distorted thoughts can significantly impact decision-making processes, particularly in high-s...