Top 10 Reasons Maintaining Your HVAC System Will Save You Money!
Wednesday, January 31
Everyone wants to save money, and maintaining the major appliances and systems in your home is one of the biggest ways to save money. Replacement of an HVAC system could cost a homeowner anywhere from 10k and up. 1. Energy Efficiency: Regular HVAC maintenance ensures your system operates effici...
It’s a New Year, Have You Created Your Homeowner Checklist?
Monday, January 08
Regular maintenance is crucial for preserving the value and integrity of your home. Here's a checklist for yearly maintenance tasks that can help you stay organized and keep your home in top condition: 1. Inspect the Roof: - Check for damaged or missing shingles and address any issues promptly...
You Inherited a Property, Now What? Understanding the Probate Process.
Friday, December 29
Probate is the legal process by which a deceased person's assets are distributed to heirs and beneficiaries, and debts are settled. The sale of a home during the probate process can be influenced by various factors. The property may need to go through the probate process to establish clear owners...
What is Title Insurance and Why Do You Need it?
Friday, November 24
Title insurance is a type of insurance policy that protects homeowners and lenders from financial loss due to defects in a property's title. But what exactly are some key benefits of having proper title insurance on your home? Having title insurance gives homeowners peace of mind knowing that the...
Just Bought a House? Don't Forget Your Homestead
Wednesday, November 15
Filing a homestead declaration can have important legal and financial benefits for homeowners. One of the primary benefits of filing a homestead declaration is protection from creditors. In the event of financial difficulties or legal judgments, a homestead declaration can prevent the forced sa...
How Much of a Challenge is Being a Self-Employed Borrower?
Friday, October 20
How Much of a Challenge is Being a Self-Employed Borrower? Qualifying for a mortgage as a self-employed borrower can be a bit more complex than for someone who is traditionally employed. This is because lenders typically scrutinize self-employed applicants more closely to ensure they have a stab...