What is Title Insurance and Why Do You Need it?
Friday, November 24
Title insurance is a type of insurance policy that protects homeowners and lenders from financial loss due to defects in a property's title. But what exactly are some key benefits of having proper title insurance on your home? Having title insurance gives homeowners peace of mind knowing that the...
Just Bought a House? Don't Forget Your Homestead
Wednesday, November 15
Filing a homestead declaration can have important legal and financial benefits for homeowners. One of the primary benefits of filing a homestead declaration is protection from creditors. In the event of financial difficulties or legal judgments, a homestead declaration can prevent the forced sa...
How Much of a Challenge is Being a Self-Employed Borrower?
Friday, October 20
How Much of a Challenge is Being a Self-Employed Borrower? Qualifying for a mortgage as a self-employed borrower can be a bit more complex than for someone who is traditionally employed. This is because lenders typically scrutinize self-employed applicants more closely to ensure they have a stab...
Do You Know What's On Your Credit Report?
Sunday, October 08
So, you are ready to buy that new home, do you know what's on your credit report? Checking your credit report is crucial for several reasons. Inaccuracies and errors can occur, such as wrong personal information, accounts that do not belong to you, or incorrect payment history. By reviewing your ...
Protecting Your Home When Traveling
Sunday, October 01
As an avid traveler, I always make sure to protect my home before leaving. It's essential to keep your property and belongings safe while you're away. Here are some tips to help secure your home while on vacation.First, consider installing a security system. A visible security camera can deter po...
Have You Heard of Opportunity Zones?
Sunday, September 24
These are specific areas in the US, often in low-income neighborhoods, that can benefit from increased investment. The goal is to attract investments to these areas, which can then create jobs, improve housing, and stimulate economic growth. The US government created Opportunity Zones to encourag...