Private Money Portfolio Lending for CA Bay Area Real Estate Investors

Do you Need a Private Portfolio Lender For Your Bunk Transaction?

STILL NEED TO CLOSE THIS MONTH???

Did you have a purchase go sideways on last minute?

need to get a real appraiser of your choice out there? We are not HARD money!!!

Programs: We specializes in loans slightly outside the box, we are not always agency sellers so most of our loans represent agency fallout or turn down's of some kind. Our goal is to be in every broker's product mix so your loan officers can offer all products available in the market place.
We have 30 FR and 15 FR.

When We Say It's Crunch Time We Mean It With Portfolio Private Lending

CRUNCH TIME; when it really counts...

FASTEST fundings in the industry!!! ( 1 week fundings)

Use of your own appraiser

Direct access to decision makers

Same day review on request

Draw docs SAME DAY as CLA.

Fund in 24 hours no BS...

Scenarios to Fundings with Jason Wheeler's Portfolio Lender:

Put us in your "tool box" to get those challenging loans done...

Choose your own appraiser,

close at lighting speed, and

get a file exception you need fast...

Here are 10 Recent Scenarios When We Funded and THEY Couldn't

Borrower recently received a raise but did not with an average as conforming requires. We will take new salary immediately.....Funded

Borrower was self employed and recently changed to a W-2 employee . Again we used the new salary for the new job to qualify..... Funded

Property was 30 acre parcel and conventional lenders would not lend. We required 2 appraisals, but got it done for them...... Funded

YOUR appraiser!: HVCC appraiser failed to value a unique property and the broker needed to use an appraiser from that area to get a good appraisal..... Funded

Retired borrower with only 1 year of receipt of annuity income. Agency needs two years.....Funded

Loss carryover on taxes made the income a negative, we look for true cash flow and therefore were able to qualify..... Funded

Met all agency guidelines, but broker needed to close in 5 days. We actually funded on the 4th day of receiving the application..... Funded

DTI a little HIGH: purchase 750 FICO strong borrower but limited income DTI upwards of 50.33%...Funded

600K loan cash out to 70% LTV with a 680 fico. Agency required a 740 fico and capped the LTV at 65%.....Funded
Purchase of a second home where the borrower owned more than 4 financed properties.....Funded
SELF Employed Borrower: Borrower is self-employed, but for less than 2 years..... Funded

We still do condo to 95% below 417k...

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