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Chicken Little was right - don't yawn, read this now!

Sunday, January 30

This post is from an email from John T Reed. He's one of my favorite authors on real estate investing and isn't much on sugarcoating, so I love reading his stuff.He sent this email to pitch his book, How to Protect Your Savings from Hyperinflation and Depression. It's ok with me that he pitches, ...


Technology Humor - and the joke is on me again!

Thursday, January 27

A few weeks ago I wrote about my cell phone cleaning up my language for me when I dictated into it, and it transcribed my voice into text.  It was hysterical, if you missed it, check it out here first:For those of you who don't know me, my name is Ann Bellamy.  It matters because of what I'm abo...


Not to pee on your cheerios or anything....

Monday, January 24

Ok, this is a little bit of a rant.I get many phone calls from investors seeking financing for large multi-family complexes in other states. These investors are typically seeking the down payment funds to purchase large complexes in emerging markets. I don't know any hard money companies that sup...


Hard money lends 100% of project costs

Saturday, January 22

Hard Money Myth #5 Hard money lends 100% of your purchase and rehab costs The reality: This is the "skin in the game" concept.  It used to be, in an appreciating market, that it was easy to find 100% financing, even with hard money.  Not any more. If you are borrowing all of the purc...


Hard money lenders make risky loans

Friday, January 21

Hard Money Myth #4 Hard money lenders make risky loans. The reality: While the collective wisdom, even among real estate and mortgage professionals, is that hard money lenders make risky loans, our experience is that the opposite is true.  Because such lenders are typically lending thei...


The best landlording book

Friday, January 21

Overall, this book is considered to be the most definitive guide on landlording.  I don't agree with everything in the book, certainly I don't provide curtains in starter apartments.  Blinds, yes, but not curtains. But the author has a great handle on landlording.  Not to be confused with rea...