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Posted over 5 years ago

Colorado Private Money Lenders: Institutional V. Non-Institutional

Colorado Private Money Lenders are considered non-institutional because their funds do not come from the Federal Reserve, but rather the pockets of individual investors. Due to this, Colorado Private Money Lenders are less restricted by federal mandates. With fewer restrictions, they can loan to individuals with rotten credit, non-conventional income, bankruptcy, delinquencies, and foreclosure history.

Colorado Private Money Lendersare investors. In order to invest, they pool together large sums of money, multi-million-dollar sums or greater. Some private investors have access to personal wealth and invest individually, other private investors are part of an investment group who together pool sufficient funds in order to lend. Whether an individual or a group, the concept is the same: a non-institutional source of money to be invested in monetary ventures.

To understand non-institutional money, let’s start with what institutional is. Institutional money is money lent out by banks and credit unions. Institutional lenders receive money from the Federal Reserve. Since this money comes from an institution, it is heavily regulated. Regulations, for example the Dodd-Frank Act after the last recession, determine under what conditions and to whom can banks lend out institutional money. This culminates in the stress of applying for loans: institutional money entails stringent checks on income, credit worthiness, credit history, equity, loan-to-value, debt-to-income, et al.

For many individuals in need of loans, sizing up to institutional mandates can be intimidating or even momentarily impossible. This is why serve a twofold purpose: First, they invest in individual or commercial ventures in order to secure monetary returns in the form of interest. Second, they offer a line of credit in a variety of situations for those who need it.

Get Non-Institutional Funds from Colorado Private Money Lenders

Colorado Private Money Lenders are considered non-institutional because their funds do not come from the Federal Reserve, but rather the pockets of individual investors. Due to this being the case, Colorado Private Money Lendersare less restricted by federal mandates. With fewer restrictions, they can loan to individuals with rotten credit, nonconventional income, bankruptcy delinquencies, and foreclosure history. Other benefits of Colorado Hard Money Lenders are that they increase local investment and economic activity, they help to build communities and family incomes, they help individuals enter into real estate investment and secure long-term returns. This and much, much more.

“Access funds directly from Colorado Private Money Lenders—Talk to your broker at Level 4 Funding today!”

If the banks have turned you down and you need a helping hand, talk to your broker at level 4 funding. Level 4 Funding has access to a variety of Colorado Private Money Lenders and is able to get you the funding that you need. Level 4 Funding has a long history of helping individuals interested in real estate investment, home acquisition, home refurbishment, Colorado Bridge Loans, and commercial lending. Get in touch today. Interest rates start as low as 5.99% APR.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLCDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
[email protected]
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters and 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

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