Best Maryland Mortgage Lenders
Browse 8 top-rated mortgage lenders in Maryland as of May 1, 2025. See lender reviews, ratings, and investment specialties.
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Hard/Private/Non-QM
Direct private lender based in Annapolis, MD. Loan amounts of $100K-$500K, 15%-25% down payment based on experience & deal. I LEND MY OWN MONEY and move faster than anyone else to get your deal funded. I built this business with investors in mind: Lowest Fees Fast Terms Never Wait for A Draw Customer Service is Everything Give me a call at 443-684-7997, let’s talk about your next deal. view more -
We are a Nation Wide lender for residential investment and small commercial properties. We will offer an equity based 30 year fixed loan for SFR, Condo and 2-4 units, Multi Family (5+ Units), Mixed Use, Commercial (office, Retail, Warehouse, Self-Storage and Automotive). Interest only options are available. We also offer FIX AND FLIP options based on the After Repair Value. Interest only, 1 year term. Higher LTV then traditional Hard Money Lenders. Property types are SFR, Condo and 2-4 Un... view more
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NMLS # 1647914
Hard/Private/Non-QM
LoanBidz specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 3000 borrowers and funded over $700M in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied single-fa... view more -
NMLS # 2059741
Conventional & Gov.
At Tomo Mortgage, you gain more than just a lender— we are investors ourselves with decades of experience. We specialize in rental and primary residence/house hacking. Our Loan Officers are available 7 days/week and our online portal open 24/7 to take applications. Tomo Mortgage stands out by eliminating lender fees and offering some of the industry’s lowest rates. Our advanced technology streamlines the origination process, reducing costs and passing those savings directly to you through ... view more -
Hard/Private/Non-QM
We are a investor-focused mortgage company focused on providing expert lending solutions for your next property. Whether you are looking at your first deal or leveraging your portfolio to grow, we are here to be a guide in the world of lending. view more -
NMLS # 1403
Conventional & Gov.
Hard/Private/Non-QM
At First Access Lending we believe that homeownership is the foundation to building wealth in America. Our mission is to extend access to that wealth beyond the already wealthy. We've partnered with investors to offer specialized second lien products and HELOCs allowing you to access the equity you've earned. We provide access for first-time homebuyers through education and down payment assistance programs. Access for the self-employed and creatively employed. And access to your next home or ... view more -
NMLS # 1
Hard/Private/Non-QM
Fast, easy, and local private money loans for Real Estate Investors. Hard Money Bankers has been your trusted self-funded hard money lending partner since 2007, offering flexible financing for residential and commercial investment properties. Lending in MD, DC, VA, PA, NJ, DE, and the Carolinas – no appraisals, no credit score requirements, and no experience necessary. view more -
NMLS # 1799947
Conventional & Gov.
Hard/Private/Non-QM
As seen in Forbes and Money. Access the same loans the property tycoons use. Pain-free investment property loans for all kinds of situations, so you can watch that rent roll in. Tailored investor application - apply in less than 10 minutes. Fast, stress-free closing. view more
Maryland Mortgage Rates Today
How to Find a Lender in Maryland
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"