Umbrella Policy for Out of State Rental Property

[Lisa Ngo]

Hello everyone. I am currently house hacking my primary residence in California and just bought a rental property in Indiana.  I tried getting an umbrella policy to protect myself in case something happens but was denied since not everyone in my household is under my auto insurance.  Is this generally true for all insurance companies?  Does anyone have recommendations of what I can do or where I can look to get liability insurance?  Thanks!