LLC as Additional Insured - Does this pierce the veil?

[Nathan Williams]

Hi All,

I've read some previous posts on this same scenario but I am still not understanding the right way to structure/approach this.

I did a quit claim deed on my properties to an LLC. I own them outright.

I want to switch the insurance policies over as well. My agent is recommending that we can add the LLC as an additional insured as opposed to canceling and rewriting the policies as the Name Insured.

Something doesn't feel right about this. I've been very diligent about setting this up to not co-mingle funds or my name whatsoever. Would this pierce the veil? What do you recommend?

Thanks!

Nathan