Fire in a kitchen in one of the unit need advise

[Gary B.]

One of my tenant in Sacramento had fire in the kitchen. He says previous owner gave him extension cord that started fire. Dont believe him. He put down the fire and called fire department 5 (approx) later. Kitchen and appliances has damage. Fire department says it not habitable and we need do fire remediation. Initial estimate remediation : $4800. + Repairs another $4800. Is it worth to involve my insurance company especially they are asking asbestos testing etc. Property is a 1950's built and possiblity is there they will find such material. my insurance deductible is $5000 Manu thanks for your response, Gary

[Jeremy VanDelinder]

With all due respect to those  downplaying the damage, I have to say @Johnny Kang is right on. Fire damage is far from limited to the immediate are of the fire. Smoke mitigation may extend throughout the whole unit--time to get the professionals to look at it.