Manufactured Home Insurance

[Steve White]

This has probably been discussed many times but I could use some empathetic advise. I have a situation that I need to move on, but before I pursue it I am hoping there is a way to get some kind of insurance on a 2006 manufactured home on 1.14 acres in the country. It has not had insurance for a few years, is vacant and been vandalized. I just need something... anything. Any experience or ideas or suggestions. :)  Steve

[John Mocker]

Steve,

If you can not get a policy to cover the home there are a couple of other ways to cover the Liability.   If you have an existing Homeowners type policy (Home, Condo, or renters) you may be able to extend Liability to that property.  If you Homeowners company will not do it, check with other companies.  

The other option is writing a policy for just Liability on that location.  That is usually handled through the Excess/Surplus Lines market (your agent will know what that is).