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Updated almost 8 years ago,
Insurance after you've been dropped
While my ex-wife was living in the home I recently got back she had 2 flood claims and a theft claim in 2014. That same year I had the window broken in my car and laptop stolen while in the city, with the insurance saying that goes against the home insurance vice the car insurance. After that my insurance company didn't allow me to renew, and no other insurance company would touch me (even the ones the insurance company told me would insure anyone). After a year with no insurance, the mortgage company finally put forced insurance on the house taking my monthly mortgage payment from $1600 to $2100.
One of the variables that caused the claims is gone (my ex-wife), and the other (old copper pipe) only has a couple more lines remaining. If I replace the rest of the copper, will it be possible to get insurance again or am I forever doomed?