Water Line / Sewer Line Insurance - HomeServe

[Justin Daniel]

I wanted see if anyone has any experience with HomeServe USA with respect to water and sewer line insurance.  I am trying to determine whether or not water line ($5/month) and/or sewer line ($10/month) is worth it monetarily.  Let me know your thoughts.

[Kevin Romines]

It depends? The 1st place I would look is to your own insurance company. I would ask them if they have sewer and drain back up coverage? Have them be specific as to what it covers and when? I would also compare that to the company and coverage that you mentioned above. I would also google that company to see what other people are saying about them?
Sewer and drain coverage on a home policy or landlord policy typically starts around $35.00 for the year at $5000 in contents coverage and then goes up from there depending on the contents coverage? Not all companies offer this coverage on landlord policies, so you may need to ask around?