What type of insurance do I need?

[Shawn Oh]

Hello BP members,

I will be hiring a GC to do a gut job on a row house in DC and was wondering what type of insurance I need on the house. My understanding is that the GC provides liability and worker's comp. Do I need builder's insurance? Please guide me in the right direction.

Thank you,

Shawn

[Eric Belgau]

You need a builder's risk policy.  Little trick...  Ask your GC who his broker is and call them for the builder's risk policy.