Condo - what kind of insurance do I need?

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This is a "newbie question":

So I own a rental unit. Its a condo and I pay a monthly Home Owners Association Fee that includes insurance of the exterior of my unit and the grounds of the condo association.

Ordinarily if I had a mortgage, I would be required by my bank to get some sort of walls-in insurance policy but in this case the condo is fully paid for.

By law I am responsible for repairs due to normal wear and tear. Anything beyond normal wear and tear (if the tenant breaks a window or their washing machine overflows, or their kid draws with crayons on the wall, etc) the tenant is responsible for repairs.

I realize I probably do need some kind of insurance but really not sure what kind?