Builders risk insurance companies

[Michell Chase]

I am working with a hard lender on a purchase/reno and they require a builders risk policy even though 1 unit of the 3/4 will have a tenant.  Can anyone recommend a company that offers a builders risk policy to cover the construction period but then will also allow a cancellation and refund after work is finished to convert into a standard landlord policy.  The insurance agency I work with is having trouble finding a company that understands that type of policy and also offers it.