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Updated over 1 year ago on . Most recent reply
![James Thomas's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2395377/1694563324-avatar-pineappleabroad.jpg?twic=v1/output=image/crop=745x745@229x157/cover=128x128&v=2)
HOI - Adequate Coverage?
BLUF: Is the below Homeowners Insurance (HOI) coverage adequate for a $700,000 personal home with an attached one (1) bedroom multi-generational unit (aka: mother in-law suite)? Coverage F Medical seems low...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/uploaded_images/1696900582-231009_Coverage_Question.png?twic=v1/output=image/quality=55/contain=800x800)
BACKGROUND: Under contract for a new construction personal home that includes a one (1) bedroom multi-generational suite with it's own entrance. We intend to rent the multi-generational unit as a short term rental to nurses and service members.
Thank you for your feedback as it is much appreciated!