Home Insurance for investment property

[Surendra Chawla]

Hello,

I am looking at buying home insurance for my investment property. Currently have statefarm insurance which does not offer home insurance for less than 2% deductible in Texas (I am told by my current agent).

What is the best insurance company in Austin that can offer a flat $1000 deductible and not on a percentage of the insured value of the house?

Cheers,

Suren.

[Surendra Chawla]

@Bill Brandt thanks for your insights. I was looking at a lower deductible because Austin is a hailstorm prone area and the roofs get damaged every time it hails. It costs about 12-15k for roof replacement, hence I was looking at a lower deductible.