Assignee's lender is coming up $20,000 short! What now?

[Jean T.]

I entered into a purchase contract, my loan fell thru, so I assigned to new Buyer. All contingencies were removed by assignee. Now, 3 days to close, and assignees hard money lender is agreeing to loan $20,000 less than needed. I have asked seller to split the $20,000 shortage, so deal would close on time, as agreed. They declined. (They will get $5,000 deposit if we fail to close in 3 days.) HM lender won't allow the Broker for assignee to credit Assignee a portion of commission at COE, to cover difference. I don't have cash on hand, in time to close. What incentives can I offer Seller to close this deal, after original COE date? I will still make profit if I waive $11,000 on my end, & assignee can come up with the difference, but, not in 3 days, in time to close per purchase agreement. Assignee REALLY wants home, and it's still a GREAT deal for both of us! Any ideas are appreciated!